Organising your income and expenses to optimise any surplus for wealth building opportunities is what we consider to be the foundation of a sound wealth management strategy. Unfortunately this is something many advisers overlook.
Protecting your wealth is as equally important as building it. Life is full of unforeseen and adverse events that can bring everything to a grinding halt. We help with navigating the complex landscape of personal insurance to ensure that you have policies and cover to suit your needs and budget.
Creating wealth can come in many different forms and does not need to be limited to saving for retirement. We consider your personal goals and circumstances first, before recommending any financial products that may be suited to your needs. Our extensive range of approved products covers superannuation, pension and personal investment platforms.
Retirement Planning
Supporting your income needs in retirement requires careful planning and should be implemented many years prior to actually ceasing employment. Considered as the cornerstone of financial planning, we put a great deal of emphasis on ensuring our clients achieve their retirement income objectives. Implementing appropriate savings and investment strategies will pay dividends later in life.
The initial meeting can be help in person, online or via phone. This introductory conversation is designed for us to understand your circumstances, goals and whether we can help you meet those objectives. If we think that your needs require a service that's beyond our offering, we may refer you to an alternative professional.
Once we have an understanding of you and your needs, we will develop a number of strategies that can be implemented to meet your objectives. A second meeting may be required to discuss product costs and fees before a formal advice document is prepared.
Now that your strategies have been confirmed and agreed upon, we will present you with a formal advice document. This document will contain a high level of detail on our recommendations as well as the benefits, implications, product costs and fees for our advice.
The effectiveness of advice can only be measured against a target. We will aim to catch up with you at least once per year. Review meetings will consist of an update of your circumstances and a 'stress test' on how your wealth management strategy is performing against your goals.
Justin McElhenny (ASIC No. 1296531) trading as JustAdvice is a sub-authorised representative of Retirement Income Specialists Pty Ltd (ASIC No. 1267897) ABN 90481967072, corporate authorised representative of Matrix Planning Solutions ABN 45087470200 AFSL 238256.
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